Content of the material
- How Younger Kids Can Begin to Learn the Value of Work
- 49. Become a Party DJ
- How to Make Money as a Kid in the Winter
- Jobs a 12 Year Old Can Do
- Yard work
- Seasonal yard maintenance
- Walking dogs
- Cleaning houses
- Washing cars
- Mother’s helper
- Elderly helper
- Painting jobs
- What To Do With The Money You Make As A Teenager
- Set Up An Emergency Fund
- Save For Something You Want
- Save For School
- The Benefits of Teens Getting a Job
- Tips for the Teenage Hustlers
- Reader Interactions
- Final Thoughts on How to Make Money as a Teenager
How Younger Kids Can Begin to Learn the Value of Work
If your child is between the ages of 6-10 years old, they may not be ready to earn money outside of the home. But there are still ways parents can begin to instill the value of work and earning money in young kids.
Here’s a list of work ideas young kids can do at home. These tasks are to be completed above and beyond kids’ daily chores. To see why it’s important for kids to have daily chores that aren’t paid see: The Hidden Cost of Paying Kids to do Chores
- Rake leaves
- Pull weeds
- Shovel snow
- Wash car
- Wash windows
- Water garden
- Consign Toys
- Recycle used cans
- Lemonade Stand
- Hot Chocolate Stand
For more advice on how to make money as a young kid see: How Young Elementary Kids Can Earn Money and Learn the Value of Work
The Kids Money Management Toolkit has everything need (except money!) to begin giving your kids an allowance. In addition to guidance and advice, you’ll also receive Save, Spend, and Share jar labels, a Kids Money Ledger, a Savings Challenge Sheet, a Jobs-for-Hire Sheet, and a Kids Allowance Contract. Click here to learn more.
49. Become a Party DJ
This is an opportunity to release your inner entertainer. If you’re into popular music, and you know how to arrange it and present it, you can be a natural for this one.
You can start by acting as a DJ within your own social circle. But if you’re any good at it, word will get around, and you’ll have a full-fledged business.
How to Make Money as a Kid in the Winter
One of the most unique ways to make money in the winter is helping your neighbors shoveling snow on their driveway. It’s going to be extremely cold outside so make sure you have proper clothing before you start shoveling. Also, shoveling is time consuming so you should take breaks every 20 minutes or so. It doesn’t always need to feel like a job since you can use break time to build a snowman or throw a couple snowballs at your friends.
The best way to earn money in the winter is to start your own internet projects. We’ve already covered the different ways to make money as a kid online so make sure to review our article for more information.
Jobs a 12 Year Old Can Do
While there are only five options for tween jobs, according to federal regulations, that doesn’t mean there aren’t other avenues your child can take to earn extra money.
These jobs are simple enough that a 12 year old can manage them on their own, which means they’re perfect for helping them earn some extra spending money during the hours they’re not in school.
At this age, your child is capable of doing most yard work on their own, including mowing the lawn.
That means they can offer their services to neighbors to earn some extra money.
Along with mowing grass, your middle schooler could also offer other yard-care tasks, like pulling weeds, planting seeds, laying sod, watering gardens, planting flowers, trimming hedges, laying edging, and spreading mulch.
Seasonal yard maintenance
In addition to providing traditional yard work during the spring and summer, your 12 year old could also offer seasonal yard maintenance during the off seasons to keep their business going.
In the fall, they can offer to rake and remove leaves from neighbors’ yards. And in the winter, your 12 year old can shovel snow from driveways and sidewalks.
If you have a pet-loving tween, allowing them to start a dog walking business is another great way for them to earn money.
They can walk your neighbors’ dogs while they’re at work or offer other pet care services, like feeding animals while their owners are on vacation and cleaning up after the animals’ messes in the yard.
Kids who do well in school can offer tutoring services to fellow students to earn extra money.
Your kids can help other students in traditional school subjects, like math and science, or assist kids with other areas of study, like teaching piano lessons or helping a fellow student get better at baseball.
Do you have a neat and tidy tween? Using their cleaning skills, they can start earning some extra money by cleaning houses.
Allow your tween to offer cleaning services to neighbors, friends, and family members to earn extra money.
On top of cleaning houses, your tween can also use their cleaning skills to help your neighbors and friends keep their cars clean. Offering car washing services is a great summer job idea for 12 year olds.
They can clean the exterior and interior of cards to earn some extra money during their time off school.
If your tween doesn’t feel comfortable staying home alone with kids as a babysitter, they could also work as a mother’s helper.
A mother’s helper takes care of the children while the mother is still home, so she’s able to get other work finished.
Similar to a mother’s helper, your 12 year old can also work as an in-home assistant for an elderly neighbor or family member.
They can keep the person company or help out around the house with cleaning, organizing, and taking care of pets.
Painting is a great way for your tween to earn extra money. And with so many different things to paint, they can keep busy if they start a painting business.
On the interior of homes, your tween can paint walls, trim, baseboards, and cabinets. And outside, they can offer to paint fences, garages, shutters, and siding.
What To Do With The Money You Make As A Teenager
Set Up An Emergency Fund
You never know what expenses may come up when you’re headed to college or even supporting yourself as a teen. It’s important to have an emergency fund to help give you peace of mind when emergencies arise.
Now, an emergency in this situation is not that you found a pair of jeans you love. No! An example of an emergency is when your tire just went out and you have to have it replaced today. If you have money saved for it, it’s easy to cover and you’re not struggling afterward or going into debt to cover the cost.
Whether you’re a teenager or not, it’s SO important to have an emergency fund.
Save For Something You Want
There may be something you’re needing or wanting to buy, and you have to save for it yourself. Maybe it’s a new car, a new laptop, or even a new pair of shoes you’ve been wanting for months.
It’s so rewarding to have money, build the discipline to save for it, and then purchase it yourself. You will appreciate the item more when you buy it with your own money. Plus, you’re building confidence in yourself that you’re able to have the discipline and self-control to save for something worth your money and time. You will thank yourself later!
Save For School
Maybe you’re going to college, trade school, or just wanting to dip your toes in some college courses without committing yet. Having the money saved up to pay for ahead of time will save you SO. MUCH. MONEY.
It’ll save you money in student loans, student loan interest, and spending your student loan money and having to pay it back later. Leaving college or trade school without more debt is worth EVERY penny paying it ahead of time.
The Benefits of Teens Getting a Job
Starting at age fourteen in the United States, teenagers can get a job with limited hours. While the initial draw of a job is to make money, there’s a long list of other life skills, education, and perspective teens gain.
In fact, college admissions officers told Quartz that applicants who hold jobs over the summer are far more enticing than those who volunteer at an orphanage in India or interned on Wall Street.
According to Susan Warner, an independent college counselor in New York City:
Colleges will forever find holding a job more attractive, and far sexier than going to Costa Rica to build houses and surf in the afternoons,”
Jobs, especially the mundane, unimpressive kind, can expose kids to different mindsets and social classes. And unlike volunteer travel, kids need to work to not only obtain but also retain a job – a good lesson for kids to learn before launching a career. Other benefits of having a job include:
- learning how to fill out an application and be interviewed
- possibly experience rejection (if application isn’t accepted)
- the experience of being managed and directed by a boss
- possibly gaining exposure to different mindsets and social classes (i.e. privileged kids working minimum wage)
- being given the responsibility to follow a schedule that neither the teen nor their parents designed
- experiencing boredom at work
- learning the appropriate way to interact with co-workers and customers
Tips for the Teenage Hustlers
- Start NOW – When I was younger there were a lot of things I thought I couldn’t do because I was too young. I was wrong and I wish I would have just started.
- Have fun – You don’t need to get rich off your first side hustle. Have some fun with it and find out what you enjoy doing. You’ll learn a lot.
- Experiment – As a teen, time is on your side. Experiment with the different opportunities above and once you find something you enjoy doing, don’t give up right away if you’re not making money with it.
- Consistency and perseverance is key!
- Learn from your mistakes – When you start something new, you’re bound to make mistakes. Instead of getting discouraged, figure out what went wrong and learn from it.
- Do the best work possible – If you want your business to grow, you can’t do crappy work. When you do good work, people notice, and your business grows.
- Be creative – Use the ideas above as a starting point and put your own spin and creativity on them. The more unique you are and the more you stand out, the better your chances of success.
Our kids love dogs, and we are going to encourage them to start a dog walking business as soon as they’re able. That one was Mrs. Thrifty’s idea, and I fully support it!
Absolutely! I really think understanding money and how business works at an early age will be so beneficial to my two boys.
- Be patient. It takes time and hard work to make money.
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- Be organized. It will help you stay more focused. Making a chart is an excellent way to be more organized, and stay motivated!
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Final Thoughts on How to Make Money as a Teenager
So, there you have it – 50 ways to make money as a teenager. Even better, you don’t have to pick just one way. You can choose two or three, or even more.
You can even choose to do one for a while, then move on to the next. There’s always another way to make money and you never have to get bored.