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New Ideas For Side Jobs Freshly Revised For 2022

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Depending on your needs and skills, there are tons of ways to earn a fair amount of money during your downtime. So in this post, I’m going to drop some fresh ideas for side jobs to augment your income.  Working from home has provided an ideal setting for anyone…

Greenlight Plans

PlanMonthly FeeFeatures Offered Under Plan
    – Kids’ debit cards for up to five kids – Educational app – Core financial tools – Granular parental controls (store-level and category-level) – Greenlight Savings Reward (up to 1% interest on Savings) – Ability to earn, save, spend, invest and give
Greenlight + Invest$7.98Everything under the Greenlight Plan, plus:
    – Investing platform (parents must approve all individual stock and ETF investments)
Greenlight Max$9.98Everything under the Greenlight + Invest Plan, plus:
    – Greenlight Savings Reward (up to 2% interest on Savings) – 1% Cash Back on purchases – Greenlight Black Card (modern, bold and black card) – Priority customer support – Identity theft protection (identity theft monitoring, alerting and restoration for the whole family) – Cell phone protection (coverage for damaged, lost or stolen phones for up to five kids) – Purchase protection (repair or replace Greenlight purchases that are stolen or damaged)

Greenlight vs. other debit cards for kids

The Greenlight debit card isn’t the only debit card for kids out there. Here’s how Greenlight stacks up against FamZoo, GoHenry and BusyKid, three of the most popular competing debit cards on the market.

  • FamZoo vs. Greenlight: Like Greenlight, FamZoo lets parents transfer money directly to their kids’ debit cards and helps parents and kids work together to track saving, spending and giving. However, FamZoo doesn’t offer the kid-friendly investment opportunities that come with the Greenlight + Invest and Greenlight Max plans. A FamZoo subscription costs $5.99 per month, though families can save by paying for multiple months (or years) in advance.
  • GoHenry vs. Greenlight: GoHenry is another popular kids’ debit card, and like Greenlight, parents can fund kids’ accounts, set limits on spending, help their children set aside funds for charitable giving and more. As with FamZoo, the biggest difference between GoHenry and Greenlight is that GoHenry does not offer any type of investing platform. GoHenry costs $3.99 per child per month, and you can customize your children’s debit cards for $4.99 each.
  • BusyKid vs. Greenlight: BusyKid is probably the closest match to Greenlight, in terms of features and options – including the option to help your child set up an investment account and learn about the fundamentals of investing. BusyKid is also less expensive than Greenlight. A BusyKid family plan costs $19.99 per year and comes with one BusyKid prepaid Visa spend card. If you want to set up BusyKid accounts for multiple children, you’ll pay an additional $7.99 per child per year.

What We Like About Greenlight

  • Industry-best parental controls. Greenlight stands alone with its level of granularity into parental controls on spending and ATM withdrawals. No other card matches Greenlight with this level of insight and control.
  • Investment platform. Greenlight has an investment platform integrated into its service and allows parents to approve every individual stock or ETF transaction.
  • Parent-paid interest. Greenlight offers parents the ability to pay interest on savings goals set up by their kids, encouraging them to save and understand the value of compound returns.
  • Savings rewards and interest. Greenlight provides savings rewards as interest (1% – 2%, depending on plan).
  • Cash back. On the premium Greenlight Max product, kids can earn up to 1% cash back on their Greenlight card purchases.
  • Flat monthly fee for up to five kids. Greenlight scales by having the ability to provide up to five kids with a card. Additional kids incur an additional monthly fee each.
  • Real-time alerts and requests for spending and ATM withdrawals. The service provides real-time alerts for spending activity as well as in-app, real-time requests for additional funds needed in kids’ Spend Anywhere accounts.
  • Chore and allowance management. The Greenlight app allows you to get a handle on chores and allowance through in-app assignment, tracking and assessment as well automated allowance payments. While we’d like manual approval prompts for allowance, some might find these automated payments as a feature so they won’t forget to send their kids money they’ve earned as an allowance.

Rates and fees

One unavoidable downside to the Greenlight card is its ongoing cost: $4.99 per month for the basic plan, $7.98 per month for Greenlight + Invest and $9.98 per month for Greenlight Max. Since you may not be able offset these costs via Savings Boost or cash back, you’ll need to decide whether each plan’s features are worth it.

Outside of these monthly fees, however, the Greenlight card carries hardly any mandatory fees. Unlike many prepaid cards, the Greenlight card charges no fee for adding funds to the card and no issuer fees for ATM transactions at home or abroad (though you may still be subject to standard ATM operator fees). There’s also no fee the first time you need to replace your card ($3.50 per card after that).

There are limits to how much money you can keep on the Greenlight card, but the main caps to consider are the maximum account balances ($15,000 for the Primary Account/parent and $7,500 for the Sub-Account/child), daily spend limits ($1,500 across all accounts), and monthly spend limits ($7,500 across all accounts).


Greenlight offers three plans with different features:

  • Greenlight costs $4.99 per month.
  • Greenlight + Invest costs $7.98 per month.
  • Greenlight Max costs $9.98 per month.

All plans allow you to get debit cards for up to five kids.

Aside from a monthly fee, there are no other fees, except $9.99 for card personalization and $3.50 per regular delivery in case of card replacement.

Is It Safe?

The Greenlight Debit Card for kids is entirely safe due to the following reasons:

  • All personal information and images submitted through the app are encrypted.
  • All accounts have FDIC insurance from Greenlight’s partner bank, Community Federal Savings Bank.
  • You get instant notifications for transactions as a parent.

Make Your Money Work For You

How much does the Greenlight debit card cost?

The Greenlight debit card has three payment tiers: Greenlight, Greenlight + Invest and Greenlight Max.

You won’t be able to give your kids the Greenlight debit card without paying a monthly fee; however, you will be able to decide which tier is best for your family.

PlanMonthly feeFeatures
  • Debit cards for up to 5 kids
  • Educational app
  • Core financial tools
  • Parental controls
Greenlight + Invest$7.98
  • Debit cards for up to 5 kids
  • Educational app
  • Core financial tools
  • Parental controls
  • Investment platform
Greenlight Max$9.98
  • Debit cards for up to 5 kids
  • Educational app
  • Core financial tools
  • Parental controls
  • Investment platform
  • Greenlight black card
  • Priority customer support
  • Identity theft protection
  • Cellphone protection
  • Purchase protection

How Much Does Greenlight Cost?

Depending on the plan your choose, Greenlight costs $4.99, $7.98, or $9.98 per month, and the first month after you sign up is free. You can choose and change plans at any time, and since there is no monthly contract, you can cancel anytime. You can also get a cash bonus when you refer someone to Greenlight from your account.

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The Adventure of Life

College may be an incredible experience, and earning a degree can be the proudest achievement of one’s life. However, it’s simply not for everyone. Fortunately, you can still make it big even without higher education. So I’ve loaded up this post with tips on…

Is Greenlight Safe?

Greenlight takes your security and safety seriously, protecting your data and money with the extra benefits included in every plan:

  • All accounts are FDIC insured. Greenlight financial technology partners with Community Federal Savings Bank, member FDIC that holds and manage all your deposit and debit card.
  • They protect your data using encryption.
  • They block spend categories identified as unsafe.
  • Your kids can’t get cash back at the register with their cards.
  • The Greenlight card has an EMV chip that needs to be entered whenever your kid makes a purchase.
  • Your debit card is protected by Mastercard’s Zero Liability Protection
  • You can activate fingerprint or face recognition to open the Greenlight app.
  • You can get the first replacement card for free if your card is stolen or lost.

Frequently Asked Questions

  • Compared to Famzoo and Gohenry, two of its most popular competitors, the Greenlight Debit Card offers similar spending management tools, chore list customization and allowance automation at its $4.99 per month tier, but its savings account settings and rewards set it apart from the crowd. Greenlight offers more detailed parental controls than these competitors and its investing capabilities, flat-rate rewards and Mastercard benefits are hard to match.   That said, the strongest case to lean toward Famzoo or Gohenry lies in the price point. Famzoo costs $5.99 per month, but you can whittle that down to as low as $2.50 per month by paying ahead by six-month intervals (up to two years in advance). Gohenry can be less expensive for smaller families at $3.99 per month per child.   Both of these programs also don’t rely on their apps as much as Greenlight, and reinforce slightly different angles of the same educational approach depending on your needs. Gohenry focuses a bit more on providing educational resources with its “Money Missions,” and can be easier for multiple parents or guardians to manage their kids’ accounts since you can add a co-parent rather than relying on a single primary accountholder. Meanwhile, Famzoo allows you to illustrate a few more consequences of personal finance. Greenlight only allows you to not provide allowance for incomplete chores while Famzoo can implement penalties and “IOU Accounts” for money owed. Its version of the “Parent-Paid Interest” is actually a “parent-set loan,” which can show the risks that come with paying interest.

  • Yes, if you feel like the Greenlight + Invest or the Greenlight Max plans are a better fit, or if you aren’t able to take full advantage of the higher tiers’ perks, you’ll be able to upgrade or downgrade your Greenlight card plan at any time once per billing cycle. As soon as you upgrade your card plan, you’ll have access to the new features the next business day and you won’t be charged the new monthly plan fee until the next monthly renewal date. For downgrades, you’ll instead be charged the lower monthly fee on your next billing statement but you can enjoy your current higher-tier benefits until that time comes and the downgrade takes effect.

  • Parents can set spending limits on the four main categories and at specific stores or freeze the child’s card at will, so you have final say on what the card can be used for. However, Greenlight itself prevents purchases in the following example categories to be made to keep kids safe (which is a common list of ineligible rewards purchases): MCC 4829: Money Transfer MCC 6010: Manual Cash Disbursements MCC 6051: Quasi Cash Merchants MCC 7800: Government Owned Lotteries MCC 7801: Internet Gambling MCC 7802: Government Licensed Horse/Dog Racing MCC 7995: Gambling Transactions MCC 9754: Horse Racing, Dog Racing and Non-Sport Internet Gaming

  • They’ll receive virtual card after you apply, but it will take seven to 10 business days to receive their physical debit card via free shipping. You can have their physical card customized with their picture for a $9.99 fee and shipped faster with $24.99 expedited shipping. Once you receive the physical card, they can still use it digitally for online shopping and with the Google Pay, Apple Pay and Samsung Pay digital wallets like other debit cards.

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