Content of the material
- How Younger Kids Can Begin to Learn the Value of Work
- Yard Ideas
- Benefits of teaching your kids about money
- The value of a dollar
- How to save for long-term goals
- What disposable income really means
- How much retirement might cost and how to save for it
- Overall financial independence
- 7.Drive For Uber or Lyft
- 14. Be A Part Of A Medical Survey
- How to Make Money in the Summer as a Kid
- Yard work
- Lemonade and baked goods
- Caring for kids and animals
- Offer helpful services
- Online jobs
- Share their knowledge
- Online ways to make money as a kid
- Benefits of Kids Making Money as an Entrepreneur
- Becoming a teenage entrepreneur will teach you:
- How Kids Can Learn the Value of Money by Working
- Some simple money lessons that kids can learn are:
- More Great Posts:
- Making Money: Teens Who Like To Work With Children
- 7. Tutoring
- 8. Child Care
- 9. Sports Referee
- 10. Digital Learning Assistant
- 11. Day Camp Counselor
- 12. Teaching Music or Performing
- Kid Labor Laws You Need to Know
- Easy Ways to Make Money for Kids (without a Formal Job)
- 1. Scan in All Household Receipts for Cashback
- 2. Search the Internet Using Swagbucks
- Things Your Kids Can Do to Make Money: Ages 9-11
- Special talents
- 4. Become a member of The Empowered Parents Collective
How Younger Kids Can Begin to Learn the Value of Work
If your child is between the ages of 6-10 years old, they may not be ready to earn money outside of the home. But there are still ways parents can begin to instill the value of work and earning money in young kids.
Here’s a list of work ideas young kids can do at home. These tasks are to be completed above and beyond kids’ daily chores. To see why it’s important for kids to have daily chores that aren’t paid see: The Hidden Cost of Paying Kids to do Chores
- Rake leaves
- Pull weeds
- Shovel snow
- Wash car
- Wash windows
- Water garden
- Consign Toys
- Recycle used cans
- Lemonade Stand
- Hot Chocolate Stand
For more advice on how to make money as a young kid see: How Young Elementary Kids Can Earn Money and Learn the Value of Work
The Kids Money Management Toolkit has everything need (except money!) to begin giving your kids an allowance. In addition to guidance and advice, you’ll also receive Save, Spend, and Share jar labels, a Kids Money Ledger, a Savings Challenge Sheet, a Jobs-for-Hire Sheet, and a Kids Allowance Contract. Click here to learn more.
Mow Lawns- Want to make money mowing lawns? This is a great way to make money each week during the summer without getting a job.
Seed to Cash– Have you ever tried gardening? In the Seed to Cash program, you can learn how to make money growing food. How cool is that! Dylan 14, made $195 in his first two weeks. Earn while you learn by making a profit from food grown in your backyard.
Aerate Lawns- Lawns need oxygen to be healthy. Rent an aerator and aerate people’s yards to make money fast.
Weeding- Weeds are everywhere in yards weed flowerbeds, gardens, and crabgrass in the lawn.
Tree and Bush Trimming- Trees grow suckers all summer long they need to be cut off or the tree will start to look like a bush. Bushes often have a shape or need to be a certain size and need constant pruning.
Landscaping- Homeowners are always making they yard better by putting in a water feature, fire pit or rock wall.
Planting- People always need stuff planted in their yards and gardens. Plant seed lawns, flowers, and trees and bushes.
Sprinklers- Every year sprinklers need to be repaired and adjusted. Winter cracks pipes or dirt clogs the sprinkler heads.
Yard Maintenance- You can build a business using all of these yard tasks or just a couple of them.
Watering- In dryer climates plants need consistent watering to survive. Water plants while people are out of town or if they want help with it every week.
Laying Sod or Planting Grass Seed- Either planting a yard for the first time or replanting in places where the grass has died.
Fertilizing- Lawns can use fertilizing at least four times a year to healthy and green.
Weed’n Feed- Weeds will grow in the grass. Fertilizer and weed killer can be done together with weed’n feed.
Edging and Weed Whacking- Edging is done along sidewalks to make the yard look well groomed. Weed whacking can also be used around fences, trees, and any other edges that the lawn mower can’t get.
Organic Plant Pest Control- Plants in flowerbeds and gardens often get overrun by bugs, natural products like diatomaceous earth, essential oils and ladybugs can get rid of them.
Build a Sandbox- Kids love to play in sandboxes. Build a sandbox in a yard and provide a top for it so cats can’t poop in it.
Swing Set Installation- Swing sets often come in a box and have to be put together. Provide a service to install the swing set and put it together.
Benefits of teaching your kids about money
The benefits of teaching your kids about money are almost endless. Especially in today’s society where most of us have more debt than income. If you can begin teaching our kids about money when they are really young, then they will grow up knowing more than you did.
The value of a dollar
One of the biggest, and easiest, lessons to teach your children about money is the value of a dollar. This lesson can begin with the grocery store example from above. A good way to do this, depending upon their age, is to tell them how much money you have budgeted for this particular grocery trip. Then, they can help you add up all of the items as you go.
When kids do this, they get to see a physical example of how much groceries really cost. Once this concept is grasped, the next step is to give them a small amount of money to spend on their own. Start with $1 or $2 to see how far that little bit of money doesn’t actually stretch.
How to save for long-term goals
Opening up a savings account for your kids is a great way to help them begin to save money for long-term goals. When they are younger, they won’t have access to withdraw funds themselves. So, you will be in charge of what they can take out.
A good way to drive this point home is to have them choose something big that they would like to save for. Depending upon their age, that can vary widely. But some items to consider may be:
- Video games.
- Gaming console.
Once you and your child have chosen their big item, then you can help them break down the total cost and how long it will take to save the money to get there. The deal is that they won’t be able to take the money out of the savings account until they have the full amount due for the item.
This can really help keep them laser-focused on the big goal and hopefully get them interested in finding other ways to make money as a kid.
What disposable income really means
As kids get older, they start to understand a bit more about bills and how much things cost. Teaching them about monthly recurring living expenses is a really good lesson to impart before they fly the coop. I know my first years as an adult were spent living hand to mouth and eating the cheapest foods I could find. This was because I had little to no money since almost everything I made went to living expenses.
Teaching your kids about what disposable income really means is exceptionally important. This message can be taught in a few different ways. But, a great way to show them is to have them go through your budget with you. This way they can see what your recurring expenses are as well as any remaining money, or disposable income.
How much retirement might cost and how to save for it
When it comes to retirement, I suggest telling your young kids to include this number in their monthly recurring expenses budget. This way they will be sure to put something away towards retirement every single month and not let it fall by the wayside.
How much retirement costs will vary depending upon where your child chooses to live and what they have planned for their retirement. This conversation will look different depending upon the ages of your children also. No matter their age, even if they are saving only a bunch of dollars per month, they will be well on their way towards a chunk of savings for retirement. And as they get older, they can begin to save more, as they are earning more.
This will be extremely helpful to them due to the magic of compounding. If only I had known about compound interest when I was a teenager. Oh, how I would have made different financial choices!
Overall financial independence
The biggest benefit your children will get out of you teaching them about money at a young age is the ability to achieve financial independence. This is a big one! Especially because a lot of us, as parents, haven’t even achieved this.
Since we, as parents, want our children to live a better life than we did, helping them to achieve financial independence only seems natural. And one of the best ways to teach them that is to get them involved in making their own money as kids.
Sell Baby Dogs- Raise and sell puppies.
Sell Baby Cats- Raise and sell baby cats.
Sell Baby Rabbits- Raise and sell baby rabbits.
Sell Baby Rodents (gerbils, mice, etc)- Raise and sell rodents.
Dog Sitting- Take care of dogs while people are on vacation or out of town.
Sell Baby Doves- Raise and sell doves.
Dove Releasing Service- Raise white homing pigeons and release them at events like weddings, funerals ,and other events.
Petting Zoo- Take rabbits, gerbils, chinchillas, goats, chickens or other pets and set up a petting zoo in the park or on city events.
Pet Groomer- Pets need to be washed, clipped and hair trimmed. Create a service to do these services at pet owner’s homes or have them bring them to your house.
Animal Border– Have people bring their pets to your home to take care of them while they are away.
Animal Trainer- All pets need to be potty trained and it is nice when they are trained to do tricks or hunt.
Pooper Scooper –Dogs leave their poop all over the yard. Create a regular service of cleaning yards of dog poop.
Stud Cat –Get stud fees from having licensed pure bread cat breed females.
Stud Dog –Get stud fees from having licensed pure breed dog breed females.
Hunting Guide– If you have hunting dogs you can rent out yourself and your dogs to guide hunts like pheasants, raccoons, mountain lion, etc
7.Drive For Uber or Lyft
If you’re home for the summer and have a car, you could make money simply by driving people around. All you need is a car and some spare time. This could earn you several hundred per week if you are in an area where ride-on-demand is popular. Plus, you never know how many fun people you could meet.
We’ve also noticed that Lyft is running an lot of incentives to get drivers to sign up. Make sure you check out Lyft and see if they have any great offers.
14. Be A Part Of A Medical Survey
This is one of our favorite unique ways to make money, and it can earn you hundreds or even thousands of dollars for your time. Given that you have time on your side for the summer, you could be a great candidate to participate in medical studies. Check your local schools or hospitals and see if they have any information on studies you can be a part of. The higher paying studies are the ones that require overnight stays.
How to Make Money in the Summer as a Kid
Even if your kid is under the age of 14 and can’t work a part-time job at an established business, they can still earn extra money by taking on odd jobs or even starting their own business.
These money-making ideas are a great way for your kid to start earning some money while they’re on summer break.
And if you’re wondering how a kid can make money fast, you’ll love the fact that most of these jobs will allow your kid to earn money on the spot!
Your kid can earn a ton of money helping friends and neighbors keep up with yard work during the summer months. And since there are a variety of tasks kids can handle during the summer, they’re sure to stay busy with this business idea.
Your kid can:
- Mow grass
- Water the garden
- Pull weeds
- Spread mulch
- Plant flowers
- Trim hedges and bushes
- Clean up yard debris
Lemonade and baked goods
One of the most popular ways for kids to earn money during the summer is to set up a stand and sell something.
While a lemonade stand seems to be the most popular choice, there are a variety of things they can sell at their stand, including:
- Baked goods, like cookies, brownies, and cupcakes
- Prepackaged snacks, like chips and candy
- Bottled drinks, like water and juice boxes
- Breakfast treats, like donuts
Caring for kids and animals
Whether your kid loves playing with other kids or enjoys taking care of pets, there is a way for them to turn that love into a money-making operation.
Babysitting or working as a nanny are both popular options for kids during the summer months.
With kids being out of school, many parents are in need of extra help with their kids while they’re at work, making the summertime a busy season for babysitters.
Pet sitting is another great option for kids to make money during the summer. When friends and family go away on vacation, your kid can help take care of their pets while they’re gone.
To earn extra money in the summer, your kid can:
- Watch kids at their home while their parents are at work each day
- Take care of several kids at your home each day
- Babysit kids on the evenings and weekends
- Walk dogs each day while the owners are at work
- Clean up after pets in friends’ and neighbors’ yards
Offer helpful services
When looking for how to make money as kid, sometimes it’s a good idea to think about simple tasks your kid can do. These services can help your kid earn money just by being helpful.
Think about ways your kid is already helpful around the house, then encourage them to offer those services to others.
Your kid can provide services like these:
- Assisting elderly friends and neighbors with chores around the house
- Helping busy moms by taking care of their kids or working around the house
- Cleaning and/or organizing homes and garages for friends and neighbors
- Maintaining and cleaning pools
- Washing and cleaning out cars
- Cleaning and/or organizing outside areas, like porches and windows
- Painting fences, garages, siding, and window frames
While many online jobs are designed for adults to do, there are several ways kids can make money online during the summer.
These online ideas are a great way for your kid to be creative and have some fun while also earning a little money when they’re out of school:
- Start a YouTube channel
- Write a blog
- Sell handmade products on Etsy
- Create an online shop and sell physical products through drop shipping
- Sell digital products online
Share their knowledge
If your kid has a special talent, they can use their knowledge to earn extra money.
Whether your kid is great at math or just loves playing baseball, helping them share their talent with others can also give them a chance to make money during the summer.
Your kid can use their talents to teach others by:
- Tutoring kids who need help with school
- Creating online tutorials for a blog or YouTube channel
- Selling an online course
- Writing an e-book
Online ways to make money as a kid
If your child is more digitally savvy, then they may be more inclined to find ways to make money online instead. Either way, your child should ask your permission before they embark on ways to make money. Since they are minors, they need parental permission to engage in these activities.
- Take online surveys. I love taking online surveys and so do my kids! These can be a lot of fun, and since the kids are on their devices more often than not, they might as well be making some money at the same time. Some of our favorite online survey sites are Swagbucks and Opinion Outpost.
- Create illustrations. If your child likes to create illustrations, then they could make some money with this skill. Get them a decent illustrating tablet and intuitive software (I suggest Clip Studio Paint Pro) and they will be on their way. A great website to have them set up a portfolio on is Deviantart.
- Make crafts or jewelry to sell online. If your child loves to create jewelry and crafts, then selling them online may be a great way for them to make money as a kid. The most popular website for things of this nature currently is Etsy.
- Make YouTube videos. Our kids today are technology savvy, right? YouTube is a platform where some decent money can be made if your child loves to create videos. A lot of kids have been creating videos specifically for YouTube to get the point of making money. For example, kids can be product testers and make videos of them testing out products from different companies. Even if your kid just wants to make videos talking about particular subjects (video games, how-to-videos, etc.), they can place ads in their videos to start generating income. As a parent, however, you should be monitoring this money-making avenue closely.
- Sell their old stuff online. There are many different platforms for your kids to sell their old stuff online. Some of our favorites are eBay, Facebook Marketplace, Craigslist, Poshmark, and Amazon.
- Start a blog. If your child loves to write, starting a blog at a young age could potentially help your kids get to the point of monetization by the time they could really use it. Writing a blog can be a lot of fun, but it can take a while to start making money with a blog. So this could be more of a longer-term goal that kids can grow into over the years.
- Start taking photographs. Taking photographs can be a great way to put your child’s hobby to good use. Some of the best sites that might be willing to pay them for their photographs are EyeEm, Foap, and Scoopshot.
- Streaming. If your child is already big into watching streamed live content, then it may be time for them to start creating their own. Live streaming through Twitch is a great way to get them started.
- Selling digital goods. Creating an ebook or a course is a great way to begin selling digital goods with very little overhead.
- Making music. If your child has a musical ear, then this may just be the money-making genre for them. One of the best places to get started is with Spotify.
- Create games. One of my children is huge into video games and is always coming up with ways for the games to be better. If this sounds like your child, then it may be time to investigate creating their own game and monetize it (trust me, it’s a lot easier than it sounds).
- App tester. Since most of our kids are very embedded in the digital world, it only makes sense for them to make some money by testing apps. There are quite a few places your child can begin doing this, but two of the best places to get started are with TesterWork and UberTesters.
Benefits of Kids Making Money as an Entrepreneur
Of course the first benefit is having your own money. However, making money as a kid provides a laundry list of other life skills and education that is important.
Becoming a teenage entrepreneur will teach you:
- Value your time
- As an entrepreneur you will quickly realize that time is your greatest resource.
- Always learning
- The more you know, the more your time and expertise is worth.
- Create a vision and plan
- In order to become a successful kid entrepreneur you are going to need to have a clear vision and plan to see it through.
- Just do it
- Nike’s famous slogan applies here. Don’t be afraid to take the leap and start making money now.
How Kids Can Learn the Value of Money by Working
There is something to say about earning a dollar versus giving someone a dollar. Whether it is chores or an actual job, when a child earns money they begin to develop a respect for money.
Given the importance of financial skills in life, it is important to begin teaching money lessons early on.
Some simple money lessons that kids can learn are:
- Waiting to buy
- Understanding that money is a limited resource
- Money can grow by saving it
These simple lessons will be beneficial not only when you child begins making money but also as an adult!
If you would like your children to make money at home, these are going to be some useful tips for you. You will find several ideas in this article worth introducing to your kids.
If you have any questions regarding how to make money as a kid subject, please make a comment below. I will help you as much as I can.
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Making Money: Teens Who Like To Work With Children
Teaching peers and younger students have long been a money-making opportunity for teens. But this has been a tough academic year and plenty of younger children will need refreshers over the summer. Teens and college students are in a good position to help with math, science, foreign language, and other academic subjects.
8. Child Care
Looking after small children has always been a great way for teens to make money. With parents working from home and regular childcare routines disrupted, there will be many opportunities this summer. The American Red Cross has online babysitting classes — with a curriculum designed for teens as young as 11 — that only takes a few hours to complete. This would provide your teen with safety awareness and a useful credential to present to parents.
9. Sports Referee
Many children’s sports programs have been canceled, but when they restart teens can earn money refereeing soccer, hockey, basketball, volleyball, softball baseball, and other sports both in local league games and in tournaments. For teens who play and love a sport and know it well, this is an easy role to slip into and can start as early as middle school.
10. Digital Learning Assistant
Parents are trying to work from home and make sure their kids stay focused on the digital classroom and get their school work completed. Teens can help by having regular check-ins with younger students to see that their assignments are completed accurately and on time.
They can play games with younger kids and keep them amused while parents focus on their jobs: old-fashioned babysitting with an academic twist. A resource for teens who are babysitting/tutoring during the long winter break is the hundreds of FREE virtual workshops that Microsoft offers for all ages of children.
11. Day Camp Counselor
If conditions permit, younger children will be back at their summer camps this year. Camp directors will be looking for assistants, counselors, art and craft specialists, lifeguards, swimming instructors, and more.
12. Teaching Music or Performing
Teens who have taken years of guitar, piano, or other instrument lessons can put their hard work to use teaching younger children in person or even online as safety guidelines permit. For those who like to perform in public, musicians are in demand at religious services and weddings.
Kid Labor Laws You Need to Know
Can a 12-year-old get a summer job? How about a 10-year-old?
Yes, but there are child labor laws that need to be taken into consideration.
Fair wages, number of hours your child is allowed to work, and job safety requirements are all regulated under the Fair Labor Standards Act (FLSA).
A few things to point out (you should definitely read into this yourself):
- Non-Agricultural Jobs for Kids Under 14: The only jobs allowed by an outside employer for kids under the age of 14 are babysitting on a casual basis, delivering newspapers, working as an actor or performer, working as a homeworker gathering evergreens and making evergreen wreaths (really specific and odd…but that’s the language), perform minor chores around a private home, and work for a business entirely owned by the parents (though there are a few restrictions here, too).
- Agricultural Jobs for Kids: There’s much more leeway for this category, and you can read about it here.
Not only that, but if your state has a law that is stricter than the FLSA, then your state’s law wins.
Here’s a handy chart for the different youth labor laws in your state.
Soooo…doesn’t seem like there’s much left, right?
Well, let me show you there’s still many options for your child to earn extra cash this summer.
Easy Ways to Make Money for Kids (without a Formal Job)
Soooo…is your child just looking to make some extra cash (and not really have a formal job)?
I’ve got some easy ways to make extra cash for kids.
1. Scan in All Household Receipts for Cashback
Let your kids earn extra cash received from them scanning in your grocery, restaurant, gas, and other receipts throughout the summer.
They won’t make a fortune, but it’s a great supplement to an allowance or chore commissions!
My favorite apps (I use them both with each receipt):
2. Search the Internet Using Swagbucks
Have you ever heard of the search engine Swagbucks? They pay you “Bucks” when you search the internet. And guess what? You can use them as young as 13!
Your child can simply switch their internet search engine from google to them, and then earn a little extra money as they go about their internet dealings.
Things Your Kids Can Do to Make Money: Ages 9-11
Kids in this age group can do everything from the younger age group and more…
21. Washing windows
22. Paint fences
23. Garage sale – Get rid of old toys, clothing, etc.
24. Mow lawns
25. Aerate lawns – Rent or buy an aerator and aerate people’s yards.
26. Fertilize lawns
27. Rake leaves
28. Shovel snow
29. Wash cars/bikes – Get a few friends together and hold a neighborhood car wash.
30. Write a book review – There are places that pay you to write a book review.
31. Do chores for neighbors
32. Manage a vending machine – You can own and maintain your own vending machines to make money.
33. Get a paper route – You can get one in your local community.
34. Digitize pictures for people – A lot of people have old photos they want to preserve digitally. Use a scanner and save pictures to a disc, hard drive, or flash drive.
35. Grow and sell veggies – Start your own garden and sell veggies door to door or at a local farmer’s market.
36. Write for someone elses’ blog –Blogs are often looking for more great content. If you know a blogger, ask if they’re looking for blog posts on a topic you’re knowledgeable in.
37. Sell collectibles – You can sell on websites like eBay. Sell everything from LEGOs to action figures.
38. Clean boats – Clean boats before and after owners take them out on the ocean or lake.
39. Clean campers – Clean out campers before and after people go camping.
40. Trim trees and bushes
41. Recover and resell golf balls – Find golf balls in the grass at golf courses. Wash them off and resell them to golfers.
42. Run a second-hand service – Offer to pick up leftovers from garage sales or from the Free section on Craiglist. Resell the stuff to consignment shops or online.
43. Make digital scrapbooks – Use Shutterfly to create digital scrapbooks for people from their vacations or special events.
44. Rent out your video game to other kids.
45. Take online surveys that pay participants.
46. Open an Etsy store – You can sell any number of handmade items on Etsy.
47. Sell goat milk – Buy a goat and sell the milk. Make sure you know the raw milk laws of your area first.
48. Play an outdoor movie and sell popcorn – Get a projector. Hang a white bed sheet on the side of the house. Sell popcorn. Have fun.
49. Organize a neighborhood play.
50. Organize a neighborhood puppet show.
51. Make and sell Duct Tape wallets.
52. Sell used books on Amazon. Find books your family or friends want to get rid of or hit up garage sales for cheap books that can be resold for a higher price on Amazon.
53. Walk dogs.
54. Feed and water small farm animals.
55. Milk goats or cows.
56. Trim hooves of small animals.
57. Pick fruit or vegetables at U-Pick farms and re-sell the items for a higher price.
58. Laundry Helper – wash, dry, fold, and iron clothes for a busy mom.
59. Sell hand-made items on consignment to local stores and boutiques.
60. Pet sitting – Care for pets while families are gone on trips.
61. Wrap Christmas gifts.
62. Clean up after a big party or event. Help clean tables and dishes.
63. Start your own blog – while it’s not always easy to make money blogging, with a lot of hard work you can earn some income. Start a blog about a niche topic you really enjoy. You can earn income from ads, affiliate sales, getting sponsors, or even selling your own products. Start a blog about a niche topic you really enjoy.
64. Write a book or an ebook.
- Beautician: Hair braiding, manicures, pedicures, and makeup application are marketable skills. Kids who have these talents can offer services to teens who are attending bar and bat mitzvahs, birthday parties, and weddings. In addition, they can offer lower prices than a salon, which their younger clients will appreciate.
- Entertainer: Would your kids be helpful at a younger child’s birthday party? Organizing treasure hunts or games, applying temporary tattoos, face painting, adding teen expertise for one of those video game trucks—a creative hand who brings energy and enthusiasm to the festivities both big and small can be a major stress reliever for parents.
- Tutor: When so many remote learners have fallen behind academically, helping struggling students can be very rewarding—and lucrative. Suppose your kids excel in a given subject and are good at explaining things to others. In that case, there should be plenty of opportunities to help younger kids or peers sharpen their math, Spanish, or composition skills for the coming (hopefully in-person) academic year.
- Furniture assembly specialist: Do your kids rip open IKEA boxes with glee? Most people hate—hate!—assembling furniture. And some are physically unable. But if your kids have the knack, this can be a great way to build a business and a Billy bookcase or two.
- Painter: Scraping, priming, and painting fences, doorways, or window frames—these are the kind of tasks that keep getting pushed down the to-do list. If your teen has the patience of a saint or is an aspiring artist, this could be a great gig that provides sweet relief to local homeowners during a boom time for home improvement projects.
- Baker: Do you have a budding baker in the house? Don’t keep all those cookies and cupcakes to yourself. Instead, help them share their treats with the world—for a price. Bake sales and baking for special occasions can be a real money maker. Just be sure to check the food-handling regulations for your state. Some require certification that may be available online.
- Crafter: Whether they make jewelry, decorative wall hangings, Zoom backdrops, or custom tees, crafty kids can sell their creations at a local craft fair or on their own Etsy page. Keep in mind that Etsy has a minor’s policy: They must be 14 to register, and parent supervision is required through age 18.
4. Become a member of The Empowered Parents Collective
As a member of the Empowered Parents Collective, you’ll have access to targeted positive parenting advice in the form of mini-courses, expert interviews, Q&A from a certified parent educator, and more. Click here to learn more and sign-up.