2. Take advantage of your employers 401(K) match at work

If you work for a fantastic company, one of the best perks that may offer is matching your 401(K) contributions. While you may not be able to access this today, it’s yours when you retire.

We find that most 401k match contribution level are tiered. A generous match might include a dollar-for-dollar match on the first 3%-5% of the employee’s deposit. After that most 401k programs contribute 50 cents on each dollar of the next 3%, up to 10% of employee contributions in total. I would 100% take advantage of the first part, I also would take advantage of the 50% match for the second part as well. This is all free money to you at the end of the day.


14. Take surveys

Don’t have the time to be a part of a focus group? No worries. You can still share your opinions through sites or apps like SurveyJunkie, MyPoints, Swagbucks, Surveys on the Go, or Opinion Outpost.

Again, it’s not much — most pay between $0.50 and $3. But, if you keep plugging away at this, you could get some extra cash in your PayPal account or in the form of gift cards.

Free Money for Transferring Your Prescription

Pharmacies are always looking for a competitive advantage.

And one of the ways they try to get ahead of the competition is by offering free gift cards and cash to customers for transferring their prescription to them.

Here are two pharmacies that offer prescription transfer bonuses right now:

55. Safeway – $75

Safeway is offering up to $75 in gift cards when you transfer your prescription to them.

56. RideAid – $25

RideAid will give you $25 wellness+ BonusCash within 24 hours of you transferring your prescription to them.

By the way, most pharmacies offer coupons and bonuses for transferring your prescription. It’s just that they are not available all year round.

Walgreens, Walmart, Target, and CVS have been offering prescription transfer bonuses and coupons for some time. So be sure to keep an eye on them so when the offer pops up you don’t miss it.

And yes, there is nothing to stop you from transferring your prescription to a few pharmacies one after another, though it would be time consuming and since each have certain restrictions, I don’t think it would be worth the headache.

That said, if you’re looking for a better or closer pharmacy, take advantage of these offers and get yourself some free gift cards, coupons and cash for doing something you were going to do anyway.

Final Thoughts

I hope you guys enjoyed reading this list.

And more importantly, I hope you’ve found a few ways that you can use to get some free cash.

Sure, not every single one of these options applies to you…

But here’s the thing…

Even if you take advantage of a few of these, you can get an easy few hundreds dollars worth for free money.

I’d especially take advantage of offers from products and sites that you are going to use anyway. For example, if you shop online, you may as well go through a cashback site and get some rebates. And if you’re going to do that, then join a cashback site that gives you sign up bonus.

Or, if you’re going to open a new bank account or a credit card, you may as well go with a bank or credit card company with sign up bonus.

And if none of that appeals to you, at least search for missing money on sites we mentioned above. It takes seconds to search and you never know how much money may be out there waiting for you to claim.

How do you make money by testing products and services?

Marketers and brands literally pay Swagbucks users to try their products and services to get honest feedback. In many cases, the amount of money that marketers pay will cover a portion of the cost of the product or service itself. However, there are some cases where companies reward users with more than the cost of the service like covering the first year of membership. This is often the case with subscription services where advertisers want to entice consumers into an initial trial of their service with the hope that consumers will stay subscribed after the trial period.

Summary of How to Earn Free Money

Even though it won’t replace a full-time career, if you’re dedicated and consistent, you can start a small income stream from Swagbucks. Here’s a quick summary of the ways to make extra cash.

More Paid Survey Sites

24. CashCrate

CashCrate is one of the oldest GPT (get-paid-to) s

CashCrate is one of the oldest GPT (get-paid-to) sites around. They’ve been around since 2006 and have paid out over $340 million to their members!

How do they do it? They offer a variety of ways for you to earn money, including taking surveys, watching videos, and even shopping online. And the best part is that they offer a $1 sign-up bonus when you create your account!

However, the platform doesn’t offer its own tasks nowadays. While you’ll still make free money through the mentioned avenues, the money will come from other platforms and apps. What do I mean?

CashCrate changed its way of operating and now catalogs all the possible ways on the internet that can help you make easy money. For instance, it gives you the best deals in InboxDollars, Swagbucks, and other money-making platforms.

25. Fusion Cash

Fusion Cash is another awesome GPT site that will

Fusion Cash is another awesome GPT site that will pay you to do various tasks online. They’ve been around since 2005 and have been consistent in paying their panelists.

How does it work? Like other reward sites, they offer a variety of ways for you to earn money, including taking surveys, watching videos, and even shopping online. Even better, they offer a $5 sign-up bonus when you create your account!

Once you accumulate at least $25, you are free to redeem your reward either as cash or free gift cards.

Fusion Cash has one of the best referral programs. For instance, once someone signs up through your link, you get a dollar for it. You also receive an extra $2 when they complete their first task, and $5 more when they cash out. Now that’s an excellent deal.

26. PointClub

Who wouldn't want some $5 for simply doing nothing

Who wouldn’t want some $5 for simply doing nothing? PointClub offers exactly that. Signing up is the beginning of your free money-making opportunities with PointClub.

After you earn the $5 signup bonus, the fun doesn’t end there.  You can take surveys, watch videos, and more to continue racking in the points which you can redeem for cash and gift cards.

The platform also offers a great referral system. For every person that signs up under your unique link, you will earn 10% of their points once they complete tasks.

If you’re looking for free money now, PointClub is a good place to start.  With a little bit of effort, you can easily start earning some extra cash each month! So what are you waiting for? Sign up and get started.

27. CreationRewards

The online arena is the best place to make free money. And, CreationRewards is a good proof of this. It allows you to make free money for almost every activity you do online.

Imagine making money for simply relaxing and watching a good video! That’s what CreationRewards offers. Even better, your sign up process will be rewarded with a free $5. However, you’ll have to achieve 5,000 points within your first 60 days as a member, to be able to claim that reward.

Besides watching videos, CreationRewards also allows you to make more money through;

  • Taking paid surveys
  • Completing social offers
  • Browsing websites
  • Referring friends
  • Shopping online

So, as you can see, the platform offers some of the easiest ways around of making extra cash. This way, you don’t have to wonder anymore how to make free money now.

28. Cash4Offers

This is one of the fastest platforms when it comes to redeeming your earned money. So, if you need it instantly, try Cash4Offers. You’ll get your money the same day you request it. If not, it will certainly not be more than 72 hours.

Even better, you start making money with this platform right from the signup stage. That’s right! Here, even before you start taking their simple tasks, you receive a free sign up bonus of $5. Now that’s a great start.

When you sign up, your money-making opportunities will include:

  • Paid surveys
  • Paid emails
  • Online games
  • Referring friends
  • It’s that simple!

So, if you were still wondering how to get free money, you surely should try out this option.

29. Daily Rewards

This rewards platform has partnered with some of t

This rewards platform has partnered with some of the biggest brands in the world, to offer you a variety of tasks that will help you earn money.

From watching videos and taking surveys, to playing games and shopping online, there are endless ways for you to earn with Daily Rewards. The best part is that it’s free to join!

And to sweeten the deal even further, Daily Rewards offers a $10 sign-up bonus. Once you reach $30, you can redeem it for a gift card or get paid through PayPal cash.

If you are looking for the best way to take surveys for money, Daily Rewards can be your start point. Combining this with several other platforms as mentioned above will help grow your side hustle income.

30. Vindale Research

First, Vindale Research rewards you with $2 for si

First, Vindale Research rewards you with $2 for signing up. After this, it offers numerous online surveys to help you make easy money online.

The platform, which was founded in 2005, is not only among the oldest but also the most popular paid surveys platforms in the market. This is because they’re known to offer some of the highest payments per survey.

Vindale’s surveys reward around $0.25 to $50 for every successful survey. It’s clear then why we say it’s among the best paying survey site per survey. Even better, when a brand sends a product for you to review, the pay can go as high as $75.

Easy surveys will pay less while complex ones pay lucratively. For instance, medical surveys are a bit complex, and thus offer higher rewards.

Read more on the same in our comprehensive Vindale Research Review.

31. GrabPoints

If you are looking for free money and gift cards online, you can start off by signing up for GrabPoints.  Just like other get-paid-to sites, GrabPoints helps you earn points by carrying out simple tasks such as watching videos, taking surveys, and completing offers.

After you have amassed a certain number of points, you can then exchange them for free gift cards or cash through PayPal. The best part is that it’s free to join, and you get $5 worth of points as a sign-up bonus!

The platform enjoys a high rating on TrustPilot, garnering 4.7 stars out of a possible 5. This shows just how confident users are with this platform. And, it means that it pays for activities users complete here.

And to top it all, you can have your reward within 48 hours. That’s fast compared to many other paid survey platforms.

32. PineCone Research

Another incredible paid survey site that crossed o

Another incredible paid survey site that crossed our radar is PineCone Research. It is one of the most popular Survey sites among stay-at-home moms and college students, and not without a good reason.

For starters, the site is known to offer high-quality paid surveys regularly. And you can also choose to participate in product testing opportunities when they become available.

To sweeten the pot, PineCone Research pays around $3 per survey, although some pay more. That’s for a 20 to 30-minute survey. And you can receive your payment via PayPal or check.

Did I say that it takes less than 48 hours for your earnings to reflect after completing tasks? How great is that? This means that you don’t have to wait for weeks or months to get paid like on other platforms.

How to Get Free Money FAQ

How do you spot and avoid free money scams?

It’s cliche, but if it sounds too good to be true, it probably is. No one will pay you hundreds of dollars for fogging a mirror. To spot a free money scam, look for these things:(1) A payout that is disproportionate to the work involved.(2) Someone you don’t know asking you to wire/send money.(3) A request to pay a shipping/handling/processing fee to get your money.This list is far from comprehensive, and fraudsters are getting smarter and more creative in their cons every day. Trust your instincts. If you have doubts that a site or opportunity is legitimate, don’t use it.

What are the fastest ways to get free money?

Most of the ways we’ve suggested above will get you money quickly, but the fastest way to get cash in your pocket is completing money maker offers on Swagbucks or a similar site. You can typically find offers that pay from $10 to $100, and the funds can sometimes be in your bank account (or delivered via gift card) in as little as a week.

How can you get free PayPal money?

Many of the free cash ideas on this list allow you to withdraw funds to your PayPal account. For a full list of options, check out our dedicated article: How to Get Free Money on Paypal.

How do you get free cryptocurrency?

There are many different ways, and some of them are similar to the options found on this list — like using crypto-back shopping portals and playing games. Check out our guide on how to get free Bitcoin and our list of the best crypto sign-up bonuses to learn more.

Should I refinance my student loan? It makes sense to think that refinancing your student loan to lower interest rate will save you money, which is essentially the same as getting money for free. But whether that’s the right move depends on your particular situation. If you have a high or variable interest rate on your student loan, refinancing could be your ticket to more cash in your pocket each month. Depending on your original loan and your credit score, you may be able to get a lower payment, better interest rate, and/or shorter loan term, potentially saving you thousands of dollars in interest over the life of your loan. However, keep in mind that refinancing your student loans from public to private makes them ineligible for government programs like deferment, forbearance, income-based repayment and debt forgiveness. For example, let’s say you spend 20 years making payments on a federal student loan under an income-based repayment plan. At the end of that 20 year period, you can apply to have any remaining debt forgiven. Depending on the size of your loan, your interest rate and the rate at which you’ve been paying the loan off, this debt forgiveness could result in far greater savings than refinancing. Similarly, if you work in public service — such as for a city or as a teacher — you can apply to have your loan forgiven after 10 years. Refinancing would most likely make you ineligible for this. You can learn more about the pros and cons in our guide to student loan refinancing.


Leave a Reply

Your email address will not be published.