Get Money Now

We’ve all been there. Whether it’s saving money for a trip, paying off a past-due student loan, renovating your home, footing the bill for car repairs –or under some form of lockdown from a massive global pandemic.

At one time or another, we all hit a wall. And there’s a million lists out there which offer suggestions for how to get money now –but a majority of them aren’t fast enough. “I need money” means I need it fast.

There will be limitations, like how fast money payments are made or how much effort is required. If you’re looking for relatively easy ways to make money quickly, this list includes solutions that will help you out when you need cash now –as in, within 24 – 48 hours, and others which may take 1-2 weeks to get paid.

All of these quick cash strategies will provide a realistic, doable working solution for people who need cash fast.

You never know when sh*t might hit the fan, so add this article to Pocket and save it for later! I’ll update it when I find new and easy ways to make fast cash now.

Got a pre-existing medical problem and work from home, for yourself?

Eliminating or reducing risk is a self-empowering way to stay out of medical bill debt –for you, your family, or your employees.

If you’re employed as a freelancer or work in the gig economy, Safetywing Remote Health covers COVID-19 treatment for your immediate family as well as other pre-existing conditions like cancer, diabetes, and much, much more.

Check them out here.

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5. Money-making strategy: Do tasks with TaskRabbit

TaskRabbit lets you tap into an existing marketplace of people looking for help locally with chores. The tasks aren’t always small. This platform (along with others) offers bigger tasks, such as home renovations, as well.

Amazon is getting into the task business with Amazon Home Services. The services listed range from very small repairs to larger and more involved tasks that would take considerably more effort.

24. Money-making strategy: Rent a spare room on AirBnB

AirBnB can be a terrific platform for renting out a spare room. You can make some good money, especially if you live in a tourist destination. If you don’t mind the neighbors, then this is definitely an option. You can crash with friends and family and rent out your entire house if you’re really desperate.

Related: What You’ll Really Earn on Uber, Airbnb and TaskRabbit Every Month

2) Take on Odd Jobs

If you don't have any high-value items to unload, you can try selling your services instead—especially if you are out of work and have time on your hands. You might babysit and/or pet-sit for friends or start up a neighborhood dog-walking service. According to ZipRecruiter, the nationwide average hourly wage for a babysitter is $17 an hour, while pet sitting pays an average of $14 per hour. Dog walkers can typically earn about $15 an hour, according to PayScale.

If you're not up for dealing with dogs or kids, you might offer to mow the grass and wash cars for people in your neighborhood, or drive a neighbor's elderly aunt to her doctors' appointments. Or, if you enjoy driving, you might sign up to be a Lyft or Uber driver. According to Gridwise, rideshare drivers' earnings in 2021 depend on where they live, but range from $14.65 per hour in San Antonio, Texas, to $19.44 in California's Bay Area.

You could also grocery shop for busy friends or older adults, or offer to repair and paint your sister’s dilapidated fence. Depending on how many jobs you take on and how much you charge for each task, you could scrape together a few hundred bucks within a single weekend. If you don’t have enough people who need work done, try signing up for jobs through websites such as TaskRabbit, Thumbtack, or skills-based work in Upwork, Freelancer, or Fiverr.

An emergency fund can provide a financial cushion to help when unexpected costs, like medical bills, or loss of a job, occur. Try to set aside money when you can to start one.

14. Clean Houses

If you don’t mind physical labor, there are countless housekeeping and cleaning jobs available online or on local job boards. Sites like Care or Indeed consistently post opportunities in your area.

Be proactive and apply for jobs as soon as their posted! If you have a background in cleaning, make sure to include that in your response to increase your likelihood of getting hired.

3. Perform Seasonal Jobs

Take seasonality into consideration when offering to lend a hand to family and friends. Are any of these seasonal options viable in your area?

  • Winter: shovel the driveway or roof
  • Spring: fertilize the grass
  • Summer: mow the lawn or landscape the yard
  • Fall: rake the leaves

33. Have a garage sale

Weather permitting, hold a garage sale. Use the money to pay your rent or mortgage payment, utility, medical or credit card bills. It’s more accessible to get help from your credit card company than a landlord. Or the bank who expects you to adhere to the guidelines stated in loan contracts.

37. Do online tasks for Crowdsource

After getting trained and tested, you’ll become a qualified worker. Once that happens, you can then choose from many different jobs to do for money. Some examples are writing, moderation, quality assurance, and research.

CrowdSource rewards you for performing at high levels, and they have production-based pricing. So the more work you do (and the faster you do it), the more money you’ll make.

Bonus: Look for Odd Jobs on Craigslist

Need money today? Don’t forget to check your local Craigslist “gig” section for odd jobs. You can snag jobs that range from cleaning, help with moving, lawn care, and so much more. 

The cool thing about Craigslist gigs is that they are typically small jobs that you can easily do in a few hours or a day and earn some extra cash.

All of these types of jobs should be paid upon completion and some will pay very well.

7) Borrow Money From Friends or Family

We saved this one for last because it really should be a last resort. While borrowing money from friends and relatives may be a quick fix, it can lead to some adverse consequences. When a loved one lends you some cash, it can put a strain on your relationship—especially if you don't pay the person back quickly.

According to an article in Psychology Today, unpaid loans can lead to lingering bad feelings between the lender and borrower. If you plan on borrowing money, it's probably best to draw up a contract stating when you will begin to pay back the lender and if you will also pay interest on the money borrowed.

3. Dog Sit Or Baby Sit

Notice the order of operations there? Hahah. Anyway, if you have some time (like less than an hour), you can sign up to dog sit or baby sit for people near you. 

If you’re a pet lover, check out Rover! It’s an app that connects you with people looking for dog sitters, house sitters, and even dog walkers. It’s super simple to sign up and get booked for gigs in your area!

If watching children is more your thing, check out Sittercity. You can sign up in minutes to be a baby sitter in your area. You do have to clear a background check, but that’s quick – and then you can start getting gigs nearby. One of the best things to do is be available for last minute needs – they pay well and can likely work around your schedule.

To get started, check out these services:

Better Preparation for Future Emergencies

Unpredicted costs and emergencies can put a serious dent in almost anyone’s budget. If you’ve found yourself in this type of predicament, don’t worry – you’re not alone. Around 60% of American households deal with at least one cash emergency per year. According to FEMA, one-third of Americans don’t have any savings to fall back on, either. That’s a large group of people looking for answers on how to get quick cash and similar questions.

Knowing that you are not alone may be helpful for your morale but won’t actually solve the problem. So, if you are panicking about the current situation, hopefully, our tips from this article can help you out. Still, to avoid getting yourself into the same position again, here are some things that you should consider doing.

Consolidate Your Existing Debt

To reduce the chances of cash emergencies ever happening again, you should consider paying off your debts as soon as possible. Consolidating all your loans under one roof is very much advisable, as it will undoubtedly lower your loan payments. There is no easy way to make money, but getting out of your debt faster and saving all those greens typically spent on paying back interest is a great start.

Reach Out To Your Financial Advisor

If you’re struggling with finances, reaching out to a financial advisor might be a good idea. It is also a good solution if you managed to put some money on the side and are now looking to grow it further. Whether you’ll benefit from hiring a financial advisor usually depends on the amount of money you would like them to invest for you. Mostly, it’s about your investment goals – and yes, it is one of the safest ways to make money, but in the long run.

Invest in Your Future

With so many automated investing advisors and investment apps available online these days, there is almost no excuse for not investing in your future. Even beginners can effortlessly sail in the world of investing and turn those $2 into something you can rely on for future emergencies. 

Balance Transfer Options

For those that have good credit, researching your balance transfer options is also advisable. Even the simple act of getting a refinancing loan at half of your current interest rate can help out immensely, leaving several hundreds or even thousands of dollars you would have spent on interest in your pockets instead.

It would take you much longer to earn that money online. Once you’re confident you can repay the loan within a specific time frame, look for balance transfer cards with a 0% introductory interest rate. It will allow you to repay your debt without worrying about interest rates during the grace period.

Budget Wisely

Balance transfers and investments aside, the best way to avoid getting into a similar situation again is to budget wisely and not spend more than you have. Take your time to re-evaluate your spending habits, outstanding bills, and expenses. Try to find the extra funds you could put away for rainy days. 

Try some of the get money fast recommendations we’ve covered here. Also, try having a designated spot for saving pennies your couch would otherwise eat, and pay off your student or other outstanding debts as soon as possible to save on interest. There are many ways to find extra funds you can put towards your savings account. 

Fast Money Options to AVOID

When you need money FAST, it can be tempting to borrow money questionable lenders or earn cash in illegal ways. But more often than not, this leads people into an even worse situation than where they started.

Here are a few methods you should definitely AVOID for fast money:

  • Illegal Activities: With so many legitimate ways to earn fast money, why resort to crime!? The penalties and risk are not worth the money, no matter how easy it seems.
  • Payday lenders: Payday loans are short term, unsecured loans that are easy to qualify for and give you quick cash. But the downside is the interest on these loans can be upwards of 400% APR! No matter how bad your need is for fast money, avoid borrowing at high interest rates or you may be caught in an uncontrollable debt cycle.
  • Credit card cash advance: Some credit cards offer cash advances, allowing you to take out money at an ATM with your credit card. But these also have exorbitant fees and high interest costs.

All in all, borrowing money is not a sustainable way to generate quick cash. Instead, focus on earning money using the skills and resources you already have available to you.

Final Thoughts

Make no mistake— if you find yourself in need of money right now, your best bet is to turn to the Web for solutions. The internet has ushered in myriad ways to make money quickly that didn’t exist just a few years ago.

But the Web isn’t your only option. There are alsooffline solutions that may work best for you and your schedule, depending on the kind of services you can offer.

Always remember that making money is all about offering value. Find out what you’re best at and what people want the most, and provide that service. You’ll be happy you did.

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