Does Publix Cash Checks?

Publix offers check-cashing services, with some fees and limitations. A government-issued form of identification is required for you to cash your checks, such as a

  • Driver’s license; 
  • Military identification; 
  • Passport; 
  • State-issued identification card. 

Publix offers convenience to individuals who need to cash a check, especially outside typical banking hours. With several locations throughout the southeastern United States, they offer payroll and personal check cashing services; they also sell money orders.

If you are in a bind and need your check cashed past standard banking hours, some locations can do so until 10 p.m. Although Publix locations are a place to grocery shop and conveniently cash a check, they are not a financial institution and have fiduciary limits.

9. Publix

Publix operates approximately 1,300 locations across seven states: Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. Publix sells, but will not cash, money orders at all of its stores except for its GreenWise Market locations.

Limit: $500, with no daily maximum 

Fee: 99 cents 

Provider: Western Union


About the Author

Kelli Francis is a writer and content strategist. She started her career with a degree in journalism from the University of Oregon and went on to work in some of the industry’s busiest newsrooms, from The Seattle Times to, WebMD and Yahoo. In nearly a decade at Yahoo, she worked as an assistant managing editor at Yahoo Finance, specializing in personal finance content; a producer for Yahoo News; and a managing editor on Yahoo’s home page team. A perennial seeker, Kelli is currently expanding her knowledge of all things finance as a student at The American College of Financial Services. She is also the very proud mom of a wonderful and unstoppable 7-year-old with Autism Spectrum Disorder.  

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ATMs At Publix

Publix also owns and operates a debit network called the Presto! Network. If you own an ATM card from which you can withdraw cash, you can easily do it in a Publix store. \

Here are some frequently asked questions about the Presto! Network that you should keep in mind if you ever need cash at Publix. 

Will there be an ATM surcharge fee added to my account if I use a Presto ATM?

Yes! If your bank isn’t part of the Presto network, you’ll need to pay an extra surcharge fee every time you withdraw cash from a Publix Presto ATM. This fee is usually $2.95. 

If you withdraw $100 from a Presto ATM without being a part of a financial institution associated with the network, you’ll be charged a total of $102.95. 

Using a card from a financial institution that has already collaborated with the Presto network means that your ATM surcharge fees will be waived; and you’ll only have to pay exactly what you withdraw. It will depend on your bank if your card has the Presto membership benefits. 

Besides ATM cards, Presto ATMS are also equipped with EMV enabled machines. This means that you can also use a chip card at the ATM. 

Does every Publix location have a Presto ATM?

Yes. These ATMs are located on the exterior wall near the entrance of every Publix store. Every Publix location has at least one ATM machine to make it easier for you to withdraw cash outside the store. 

While there are roughly 1220 Publix stores in the United States, the number of Publix ATMs available is over 1250. 

If you’re trying to save money as a regular Publix customer, you can also check out Club Publix. Being a member of Club Publix offers a lot of perks, including digital coupons that can be used at checkout for discounts and offers on goods and services. 

You can use these digital coupons at the checkout by entering your 10 digit phone number. The paperless coupons don’t need to be printed and are regularly available on the Digital Coupons page of the Club Publix website.

Location and Hours

Publix has 1,252 stores in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Store hours are typically 7 a.m. to 10 p.m. However, not all locations operate during those hours.

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