2. Take advantage of your employers 401(K) match at work

If you work for a fantastic company, one of the best perks that may offer is matching your 401(K) contributions. While you may not be able to access this today, it’s yours when you retire.

We find that most 401k match contribution level are tiered. A generous match might include a dollar-for-dollar match on the first 3%-5% of the employee’s deposit. After that most 401k programs contribute 50 cents on each dollar of the next 3%, up to 10% of employee contributions in total. I would 100% take advantage of the first part, I also would take advantage of the 50% match for the second part as well. This is all free money to you at the end of the day.


5. Refinance your student loans

“Student loan refinancing helps you to consolidate your existing federal or private student loans, or both, into a new, single student loan with a lower interest rate,” explains Zack Friedman for Forbes. “When you refinance student loans, you can get a lower interest rate, lower monthly payment, and pay off your student loans faster.”

While not exactly free, this will save you money in the long-run. Just be aware that you will have to go through a private lender since this is something that the government doesn’t do.

More Cash Back Sites

While there are many ways to get free money, Cashback sites appear among the best options. And while we’ve mentioned a few earlier, here are even more options.

33. BeFrugal

BeFrugal is a great cashback site that starts you off with $10 for signing up. But, you can lose the bonus if you don’t achieve $10 within the first year.

On top of the bonus, it also offers some of the highest rates in the industry. For instance, you can earn as high as 40% cash back at over 5000 stores. How great is that?

Also, when you sign up and shop through BeFrugal, you will get access to exclusive coupons and deals from your favorite stores. And that’s not all!

If you refer a friend who makes a qualifying purchase, you will earn a $10 bonus. And your friend will also get $10 just for signing up! Talk about a win-win situation!

However, to receive your referral bonus, the referred friend has to achieve at least $10 cashback.

BeFrugal is an excellent site for saving money on your online and in-store purchases. It’s also one of the best when it comes to sharing wealth with its members. And, it’s a free app to download.

34. Mr. Rebates

Do you want great cashback? Join Mr. Rebates, and get just that! The platform offers some of the highest cashback rates in the industry. For instance, you can earn up to 40% cashback at over 2000 stores.

The percentage of the cashback depends on the store or the product you are buying. So, don’t be amazed when you earn more cashback in some stores or products than in others.

And the cashback is not all that Mr. Rebates has to offer. It also has a fantastic referral program. For every friend that you refer and who signs up, you will earn 20% of their earnings for a lifetime. Now, this is the best source of free passive income.

Read some of the best passive income books to get a better understanding of passive income and how it helps.

To make things even better, Mr. Rebates has a low minimum payout limit. You only need at least $10 to make your withdrawal. This means that you can withdraw your earnings anytime and anywhere using PayPal. That’s quite convenient!

35. ShopAtHome

Who doesn't love shopping? What if there is a way

Who doesn’t love shopping? What if there is a way to make that moment even more exciting? ShopAtHome removes the pinch in your pockets every time you want to shop.

How? It offers numerous options to save good amounts of money every time you shop. So, whether you are searching for easy ways to make money online or offline, the app gives you that chance.

With ShopAtHome, you can get paid in three ways. First, through cashback when you shop online from over 1700 stores. You will also earn points by taking surveys and watching videos. And, there is a 10% signup bonus waiting just for you.

Once you have collected a certain number of points, you can redeem them for free gift cards or cold hard cash using PayPal.

You can also choose to receive your payment via check if you don’t have a PayPal account. There you have it. Register for the ShopAtHome app and make all your shopping activities worth your while.

Get a more comprehensive look at the platform in our ShopAtHome Review.

How it works

1) Open an FDIC-insured Yotta account and apply for the Yotta debit card.

2) Open Cash App and navigate to the "My Cash" tab by tapping the icon of a building in the lower-left corner.

3) Under the options for "Cash and Bitcoin" section, tap the "+ Add Bank" option

4) Tap "Add Card." and add your Yotta card details. This will link the card to your account.

Whenever you make a payment select your Yotta card as the source of funds and you'll immediately be eligible to have your payments be reimbursed.

Use these tips to get free money now!

As you can see, there are a ton of things you can do when wondering how to get free money that requires little to no effort on your part. But it could make a world of difference to your finances. Many of these require you to simply sign up and do the bare minimum.

You just have to pick and choose which one suits you best. Need some help managing all that money you’ll find? Check out our completely free personal finance courses!


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